Lifetime Mortgage

“We are a member of the Equity Release Council which means that you can trust our lifetime mortgage advice.”

Ian Ward Director and Mortgage and Equity Release Adviser

Ian Ward CeMAP CeRER


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Equity release (a Lifetime mortgage) can be an attractive option for those aged 55 or over as it can help to pay for:

  • Home improvements or adaptations to help you live in your home independently for longer
  • Any outstanding debts such as mortgages, credit cards or personal loans
  • Help around the home including domiciliary social care
  • Big ticket items such as a new car
  • Helping your children and grandchildren with deposits on a house or university fees

Our advisers are experienced in and qualified in providing advice on equity release. We are also members of the Equity Release Council. If you or a relative are considering equity release as an option, one of the first things you should do is talk through your plans with a qualified equity release mortgage adviser. Your initial consultation should be free of charge to help you consider and understand the options available to you.

There are two different types of equity release; Lifetime Mortgages and Home Reversion plans. Both are regulated by the Financial Conduct Authority. We can help you understand the difference between the two completely free of charge.

There will be a fee for lifetime mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £995.00. 

We can look at releasing equity either through a Lifetime Mortgage or Home Reversion Plan. To understand the features and risks, we will provide you with a personalised illustration. Releasing equity from your home may reduce your right to state benefits both now and in the future, and may reduce your estate on death. You also may not be able to release additional money from your home in the future.

Get in touch with our team of experts about

equity release and lifetime mortgage advice

✓ We are members of the Equity Release Council

✓ Our Mortgage Advisers are specifically qualified in later life lending

✓ We offer independent, whole of market equity release advice

✓ Free of charge initial consultation to discuss your mortgage needs

✓ Appointments in the comfort of your own home

✓ Excellent customer service proven by client testimonials

✓ Access to equity release finance not available on the high street

✓ Peace of mind arranging your finances through a professional

✓ Confidence that we have explored all options available to you

✓ Regular updates from our customer focused and caring team

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