We are qualified and experienced advisers based in West Kirby, Wirral. We are members of the Equity Release Council which is the UK body for the sector. Our advisers Ian Ward and Rebecca Egerton offer convenient, face-to-face advice in the comfort of your own home. Alternatively, we offer appointments at our newly refurbished office suites in the heart of West Kirby.
Equity release has become more and more popular over the last few years. Many home owners aged 55 and over have decided to release some of the wealth tied up in their properties. Even though it has become more popular, it is not always the most suitable option available. So, we highly recommend talking through your plans with a qualified adviser.
Importantly, we are an independent firm. We are not tied to any particular lenders. So our advice is unbiased. Any solutions we recommend are based on us searching the whole market. As experts, we can help answer your queries such as ‘what is equity release?’, ‘how does equity release work?’, ‘can equity release be paid back?’ and many more.
Did you know? If you have already taken out an equity release mortgage, you can come to us for a review and see if we can get you a better deal.
Ian and Rebecca offer a complimentary initial consultation. They can guide you through the options and help you take the next steps. Call or email us to make an appointment or complete the contact form here on our website. We look forward to meeting you.
There will be a fee for lifetime mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £995.00.
We can look at releasing equity either through a Lifetime Mortgage or Home Reversion Plan. To understand the features and risks, we will provide you with a personalised illustration. Releasing equity from your home may reduce your right to state benefits both now and in the future, and may reduce your estate on death. You also may not be able to release additional money from your home in the future.