Home Reversion Plan

“We are qualified equity release mortgage advisers meaning that we are approved to offer advice on later life lending.”

Ian Ward Director and Mortgage and Equity Release Adviser

Ian Ward CeMAP CeRER


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A home reversion plan is a type of equity release which allows individuals aged 55 and over to release money from the property they live in without having to make any monthly payments.

Home reversion plans, or equity release, can be an attractive option for those aged 55 or over as it can help to pay for:

  • Home improvements or adaptations to help you live in your home independently for longer
  • Any outstanding debts such as mortgages, credit cards or personal loans
  • Help around the home including domiciliary social care
  • Big ticket items such as a new car
  • Helping your children and grandchildren with deposits on a house or university fees

Why talk to Willson Grange about the types of equity release?

Our advisers Ian Ward and Rebecca Egerton are experienced and qualified in providing advice on equity release. Importantly, we are also members of the Equity Release Council. If you or a relative are considering equity release as an option, one of the first things you should do is talk through your plans with a qualified equity release mortgage adviser.

There are two different types of equity release; Lifetime Mortgages and Home Reversion plans. Both are regulated by the Financial Conduct Authority. The team at Willson Grange can help you understand the pros and cons of both, completely free of charge. Just get in touch and arrange an appointment.

There will be a fee for lifetime mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £995.00. 

We can look at releasing equity either through a Lifetime Mortgage or Home Reversion Plan. To understand the features and risks, we will provide you with a personalised illustration. Releasing equity from your home may reduce your right to state benefits both now and in the future, and may reduce your estate on death. You also may not be able to release additional money from your home in the future.

Get in touch with our team of experts about home reversion and equity release

✓ We are members of the Equity Release Council

✓ Our Mortgage Advisers are specifically qualified in later life lending

✓ We offer independent, whole of market equity release advice

✓ Free of charge initial consultation to discuss your mortgage needs

✓ Appointments in the comfort of your own home

✓ Excellent customer service proven by client testimonials

✓ Access to equity release finance not available on the high street

✓ Peace of mind arranging your finances through a professional

✓ Confidence that we have explored all options available to you

✓ Regular updates from our customer focused and caring team

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